Share Show Comments ▼ EMPLOYMENT dropped by 68,000 in the final three months of 2010, reflecting the labour market downturn that economists expect will continue through the year.There are now 29.12m employed people in the UK. The unemployment rate stuck at 7.9 per cent, yet the figures showed an extra 44,000 people unemployed, compared to the previous three months.“Overall, not a good report, but nor was it terrible,” commented Alan Clarke of BNP Paribas. “The data have stopped improving as the pace of GDP growth has slowed,” he said.Britain’s GDP was knocked back half a percentage point in the quarter due to severe effects from the snow, the Office for National Statistics (ONS) estimated last month.“If growth bounces back into line with the surveys, then this soft patch in the jobs numbers will probably prove temporary,” Clarke said. Yet if growth stutters, “we should get used to disappointing jobs numbers,” he added.The number of people claiming unemployment benefit increased in January, the claimant count rising by 2,400, having fallen by 3,400 in December. “Admittedly, the rise is pretty marginal, but it is nonetheless the first increase in four months,” said Vicky Redwood of Capital Economics. The results provoked calls for the coalition government to boost private sector employment.“On its part, the Government should ensure that the labour market remains flexible, and should avoid imposing onerous regulations on business,” said economist David Kern of the British Chambers of Commerce.Companies face £23bn in costs from new employment laws, he said. by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeHealthyTed Health Magazine10 Surprising Benefits of Bananas You Possibly Didn’t Know AboutHealthyTed Health MagazineAll Things Auto | Search AdsNew Cadillac’s Finally On SaleAll Things Auto | Search AdsTaonga: The Island FarmThe Most Relaxing Farm Game of 2021. No InstallTaonga: The Island FarmForge of Empires – Free Online GameIf You Like to Play, this City-Building Game is a Must-Have. No Install.Forge of Empires – Free Online GameElvenarIf You Need to Kill Time on Your Computer, this Fantasy Game is a Must-Have. No Install.ElvenarAll Things Auto | Search AdsNew Acura’s Finally On SaleAll Things Auto | Search AdsPast Factory4 Sisters Take The Same Picture For 40 Years. Don’t Cry When You See The Last One!Past FactoryBest Selling Grills | Search AdsTraeger Blaze & American Grills On SaleBest Selling Grills | Search AdsHero WarsBig Boss of internet games!Hero Wars whatsapp Wednesday 16 February 2011 8:42 pm Read This Next’The View’: Meghan McCain Calls VP Kamala Harris a ‘Moron’ for BorderThe Wrap4 ideal Zion Williamson trade scenarios from the New Orleans PelicansSportsnautRicky Schroder Calls Foo Fighters’ Dave Grohl ‘Ignorant Punk’ forThe WrapRick Leventhal to Exit Fox News Just as His Wife Kelly Leaves ‘RealThe WrapNewsmax Rejected Matt Gaetz When Congressman ‘Reached Out’ for a JobThe Wrap’In the Heights’ Underwhelms at Box Office With $11.4 Million DebutThe WrapJason Whitlock, Former ESPN and Fox Sports Reporter, Resurfaces at BlazeThe WrapFox News’ Mark Levin Says Capitol Riot Suspects ‘Would Be Treated Better’The Wrap’Sex and the City’ Sequel Series at HBO Max Adds 4 More ReturningThe Wrap whatsapp UK labour market stumbles KCS-content Tags: NULL
Diamond Bank Nigeria Plc (DIAMON.ng) listed on the Nigerian Stock Exchange under the Banking sector has released it’s 2015 annual report.For more information about Diamond Bank Nigeria Plc (DIAMON.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the Diamond Bank Nigeria Plc (DIAMON.ng) company page on AfricanFinancials.Document: Diamond Bank Nigeria Plc (DIAMON.ng) 2015 annual report.Company ProfileDiamond Bank Nigeria Plc is a financial services institution in Nigeria operating in the treasury, business banking, corporate banking and retail banking sectors. The company offers a full service bank of products and services ranging from transactional accounts, electronic banking and money transfer services to securities dealing and custodian services; personal, automotive and home loans; MSME loans and diamond leasing services and investment and advisory services. Diamond Bank Nigeria Plc also offers, among others, life insurance products; foreign exchange services; cash management services; capital management and trade services; import finance; treasury bills and investment notes and working capital finance and contract financing. The financial institution’s head office is in Lagos, Nigeria. Diamond Bank Nigeria Plc is listed on the Nigerian Stock Exchange
BK Group Plc (BKG.ke) listed on the Nairobi Securities Exchange under the Banking sector has released it’s 2017 interim results for the third quarter.For more information about BK Group Plc (BKG.ke) reports, abridged reports, interim earnings results and earnings presentations, visit the BK Group Plc (BKG.ke) company page on AfricanFinancials.Document: BK Group Plc (BKG.ke) 2017 interim results for the third quarter.Company ProfileBK Group Plc formerly (Bank of Kigali Limited) is Rwanda’s largest commercial bank by assets and licensed by the country’s banking regulator, National Bank of Rwanda. It offers a full spectrum of products and services for retail banking, corporate banking and central treasury. Bank of Kigali SA commenced operations in 1967; initially as a joint venture between the government of Rwanda and Belgolaise, with each owning 50% of the ordinary share capital. In 2007, the government of Rwanda acquired the Belgolaise shareholding which increased its direct and indirect shareholding in the Bank of Kigali to 100% of the entire Issued Shares. The Bank changed its name to Bank of Kigali Limited in 2011 under a new law relating to companies. Bank of Kigali Limited now has 79 branches located in the main towns and cities of Rwanda with its head office in the capital city, Kigali. BK Group Plc has a primary listing on the Rwanda Stock Exchange and a secondary listing on the Nairobi Securities Exchange
Architects: ARQUITECTURA-G Area Area of this architecture project Photographs: José HeviaStructural Consulting:Toni CasasArchitects In Charge:Jonathan Arnabat, Jordi Ayala-Bril, Aitor Fuentes, Igor Urdampilleta)City:La Tallada d’EmpordàCountry:SpainMore SpecsLess SpecsSave this picture!© José HeviaText description provided by the architects. This house is located in La Tallada, a small typical village of the Empordà in Spain. The volume to be rehabilitated had undergone changes and extensions that gave a peculiar aspect to the whole project. The purpose of this intervention seeks to strengthen the vertical character of the house which the architects found extremely attractive in the environment.Save this picture!© José HeviaSave this picture!Floor PlanSave this picture!© José HeviaFrom the entrance begins the ascent through stairs hat give access to the different rooms, until it arrives at the swimming pool which is the highest point of the house. Some of the original hollows of the upper volume had an elongated proportion and ended in semicircular arches, a common typology in the residential area of the town.Save this picture!© José HeviaSave this picture!SectionSave this picture!© José HeviaThe architects decided to copy this pattern and repeat it throughout the upper floor, both in doors and windows as well as in the steps between rooms. The main facade also dialogues in this language, showing to the outside the sequence of spaces that are stacked inside the house by means of a great vertical hollow.Save this picture!© José HeviaProject gallerySee allShow lessCall for Entries: Gateways to ChinatownBuilt Projects & MasterplansJeanne Gang Honored with 2017 Louis Kahn Memorial AwardArchitecture News Share CopyHouses, Refurbishment•La Tallada d’Empordà, Spain Projects Save this picture!© José Hevia+ 29 Share La Tallada House Refurbishment / ARQUITECTURA-GSave this projectSaveLa Tallada House Refurbishment / ARQUITECTURA-G Area: 300 m² Year Completion year of this architecture project Year: “COPY” Photographs Spain ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/870909/la-tallada-house-refurbishment-arquitectura-g Clipboard Houses “COPY” ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/870909/la-tallada-house-refurbishment-arquitectura-g Clipboard La Tallada House Refurbishment / ARQUITECTURA-G 2017 ArchDaily CopyAbout this officeARQUITECTURA-GOfficeFollowProductsStoneConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesRefurbishmentLa Tallada d’EmpordàSpainPublished on May 09, 2017Cite: “La Tallada House Refurbishment / ARQUITECTURA-G” [Reforma de una vivienda en La Tallada / ARQUITECTURA-G] 09 May 2017. ArchDaily. Accessed 11 Jun 2021.
A platform has launched that lets people support charities through their financial investments.Greenfinch is a white label wealth management platform from TAM Asset Management that enables people to invest in a range of mainstream and ethical portfolios, either directly via a general investment account (GIA) or via an individual savings account (ISA). Each portfolio and product is part of TAM Asset Management’s You Give We Give (YGWG) donation scheme, which gives investors the opportunity to donate a percentage of their annual profits to a charity of their choice. Investors are also given the opportunity to make an initial donation upon opening their accounts.Investors opt to invest in an ethical portfolio using the Greenfinch tool, and then opt in to the You Give We Give Scheme. They then select the charity they would like to benefit, which can be any charity they choose. TAM Asset Management also matches the donation with an equal percentage from their annual fee, and manages the portfolios and products.So far, £53,000 has been raised for charities through Greenfinch. Charities can promote the platform to their supporters. The Archway Project, Bobath Scotland, HEART UK – The Cholesterol Charity and Willow Foundation are among those that have partnered with the platform, providing their members with access to discretionary investment portfolios, whilst also giving them the opportunity to benefit their chosen charity in the process. However, any charity can benefit from donations with the decision to give coming from the investor.Charlotte Hoare, Fundraising Manager, HEART UK said:“It’s a brilliant idea and lets investors choose what profit percentage they would like to donate to their chosen charity. We’re always looking to expand our fundraising channels, and this is a great new area for us.”Lester Petch, CEO of TAM Asset Management, said: Advertisement Melanie May | 18 April 2018 | News 272 total views, 2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis18 Tagged with: Finance Fundraising ideas About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com. “The rise of online wealth management has opened up the market to a new generation of investors. However, our service is 100 percent non-advised, which means there’s minimal regulatory risk. YGWG is a totally unique way for charities to engage with their supporters and raise funds.”“It allows investors to combine their environmental and social considerations with strategies designed to deliver long-term capital growth. We are confident that this approach will provide ethically minded investors with the investment solutions they have been looking for, while also opening up fruitful new fundraising opportunities for our charity partners.” 271 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis18 New Greenfinch platform helps charities benefit from people’s financial investments
Home / Daily Dose / Court of Appeals Addresses Debt Collector License Requirements Data Provider Black Knight to Acquire Top of Mind 2 days ago Last year, the Maryland real estate industry was rocked by a trial court decision that found that the state’s debt collector statutes also applied to investors and statutory trusts that held mortgages. On Thursday, a Maryland Court of Appeals finally issued their decision, overruling the lower court and providing new guidance into the application of the Maryland Collection Agency Licensing Act (MCALA).The Maryland Court of Appeals issued a 64-page decision with two dissents in the consolidated cases of Blackstone v. Sharma, Shanahan v. Marvastian, O’Sullivan v. Altenburg, and Goldberg v. Neviaser. A statement from Legal League 100 member firm Stern & Eisenberg explained that the Court of Appeals’ decision “held that the legislative intent and history of the statute did not intend to force registration on foreign statutory trusts.”Prior to the lower court’s decision, servicers operating in Maryland were licensed, as it was clear that the law applied to them, but investors and trusts had not been.“By analogy, it was like saying, ‘You’re engaged in the unlawful practice of law because you filed a lawsuit,’ even though you used a lawyer,” said Kevin Hildebeidel, Regional Managing Attorney, Stern & Eisenberg.Moreover, there were questions as to whether they feasibly could acquire a license. While the online registration process only requires a $750 fee, it calls for information that might not actually exist for a foreign statutory trust, such as a direct physical address or residence.“The way mortgage origination works today, with loans bought and sold on the open market, means that having to have a debt collection license to foreclose would have been a large hindrance on the state’s mortgage industry,” said Diane Rosenberg, Managing Partner, Rosenberg & Associates, LLC.“The shock that went through the industry was, ‘My God, we’ve been doing this for ten years, and there’s at least a three-year statute of limitations in Maryland. Are we looking at three years of foreclosures statewide in Maryland possibly being challenged?’ That could be catastrophic.”While waiting for the Court of Appeals’ decision, “a lot of the industry ground to a halt in Maryland,” Hildebeidel said.Now, that wait is over. “The majority decision held that the legislative intent was never to apply to the mortgage industry or to the statutory trusts,” Hildebeidel told DS News. Instead, the legislation was specifically targeted at “about 40 debt collection agencies whose primary business was buying defaulted consumer debt and being compensated on a percentage of the recovery,” according to Stern & Eisenberg’s statement.The Court of Appeals decision reads, in part: “The legislative history persuades this Court that the General Assembly did not intend to regulate or license the mortgage industry actors, including foreign statutory trusts serving as a repository for mortgage loans, as collection agencies due to the specific exemptions and the limited scope of MCALA.”“It’s a big win for the lenders at this point,” Hildebeidel said.Nor is there any immediate appellate path for the decision.“The court found that the Debt Collection Licensing Act was not meant to apply to the mortgage industry,” said Mark Meyer, Partner, Rosenberg & Associates. “That reasoning would seem to me to apply to any other entity, whether it’s an LLC, a securitized trust, or any other kind of entity servicing, holding, or foreclosing a mortgage. There are certainly ways to argue that the court didn’t specifically rule on those other entities, but the argument against it is the underlying reasoning of the opinion that it doesn’t apply to the mortgage industry at all.”“Pending cases should now be reviewed to determine whether they should resume or be reinstated in compliance with the statute,” Stern & Eisenberg’s statement explains. “As a reminder, the statute still contains a number of exceptions to the licensing requirement which may include non-resident borrowers, debt which was not in default at the time of acquisition, property for which relief from stay was obtained in a bankruptcy proceeding, certain deceased borrowers, and vacant or abandoned properties. Such situations should be reviewed by a licensed Maryland attorney familiar with both real property and debt collection requirements before proceeding.” Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago About Author: David Wharton Previous: Fannie Mae Earnings Increase in Q2 Next: Freddie Mac On Track to Single Security August 2, 2018 4,284 Views Servicers Navigate the Post-Pandemic World 2 days ago in Daily Dose, Featured, Foreclosure, Government, Journal, News Share Save Court of Appeals Addresses Debt Collector License Requirements Related Articles David Wharton, Managing Editor at the Five Star Institute, is a graduate of the University of Texas at Arlington, where he received his B.A. in English and minored in Journalism. Wharton has over 16 years’ experience in journalism and previously worked at Thomson Reuters, a multinational mass media and information firm, as Associate Content Editor, focusing on producing media content related to tax and accounting principles and government rules and regulations for accounting professionals. Wharton has an extensive and diversified portfolio of freelance material, with published contributions in both online and print media publications. Wharton and his family currently reside in Arlington, Texas. He can be reached at [email protected] Data Provider Black Knight to Acquire Top of Mind 2 days ago Sign up for DS News Daily Tagged with: Debt Collection Licensing Maryland Collection Agency Licensing Act MCALA stern & Eisenberg Subscribe The Week Ahead: Nearing the Forbearance Exit 2 days ago Debt Collection Licensing Maryland Collection Agency Licensing Act MCALA stern & Eisenberg 2018-08-02 David Wharton Print This Post Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago
AudioHomepage BannerNews Facebook Facebook The former head of the HSE says hairdressers should be allowed reopen during Level 5.Tony O’Brien says they are among the businesses which have shown they can operated safely during the pandemic.322 new cases of Covid-19 were recorded yesterday, the lowest daily figure in more than five weeks.Mr O’Brien believes hairdressers should be allowed to resume trading:Audio Playerhttps://www.highlandradio.com/wp-content/uploads/2020/11/hairdressers7am.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. RELATED ARTICLESMORE FROM AUTHOR By News Highland – November 4, 2020 Arranmore progress and potential flagged as population grows WhatsApp WhatsApp News, Sport and Obituaries on Monday May 24th Twitter Google+ Twitter Google+ Previous articleOver 700 more Donegal people on PUP payment this weekNext article‘Ministers should progress western rail network’ – Anderson News Highland Community Enhancement Programme open for applications ‘Hairdressers should be allowed reopen in Level 5’ Pinterest Pinterest Important message for people attending LUH’s INR clinic Loganair’s new Derry – Liverpool air service takes off from CODA Nine til Noon Show – Listen back to Monday’s Programme
John Lees reveals the ways in which we hamper own career prospects and howyou can turn things aroundAre you setting traps for yourself? You’ll be familiar with the ways external events and even your colleaguesseem to conspire against your career prospects. Organisations can do it too – Manzoni and Barsoux’s book, Set Up To Fail Syndrome,suggests that managers make early decisions about winners and losers, and keepplum tasks for the future stars in the organisation, and save the killerprojects for those they believe will fail. So before you try to rescue your career it’s worth checking out whether,consciously or otherwise, a manager is setting you up to fall on your face. However, most career traps are designed, set and operated by ourselves.Often the skill of managing your career is to work out how you can get whereyou want without getting in the way of your own success. This can best be described as reducing your career limiting actions (CLAs).This is not a matter of committing corporate hara-kari – for example, byparking in the MD’s space, or being sick on your manager at the office party.It’s also best to avoid copying any part of your anatomy on the officephotocopier. Finally, if you’re looking for first-level protection, always think twicebefore pressing ‘send’ on any e-mail involving humour, personal references or questionableattachments. Generally, you should only ever write in an e-mail what you wouldbe happy to write on a postcard left for everybody to see in the post tray. CLAs are self-inflicted damage CLAs are rather more subtle – the booby traps we lay for ourselves when weare actively trying to do the right things in the job. This is often aboutworking too hard on projects that don’t matter to the organisation, or aligningyourself with out-of-date systems or methods. Build on your awareness of the real needs of your organisation. Researchyour present employer as carefully as if it were a major new account that youwere trying to win. Try to focus all your working energy on the results thatwill really matter at the top. Working smarter, not harder Success is often not about what you do, but how far you are seen to be doingthe things that matter by key decision-makers in the organisation – people whowill influence your future. It’s worth remembering that those who make decisions about your career futureoften do so on the basis of very limited information – where you have made apresentation or led a highly visible team, for example – so think carefullyabout doing things that are important and noticeable. Managing how others see you is a critical step. This often means takingadvantage of special opportunities, unusual projects or new teams, and usuallymeans that you need to be flexible about what you will take on. Sticking toyour job description is the surest CLA of all. Learn how much or how little to put in writing. Each organisation has itsown internal rules on using memos and e-mails to confirm or record decisions.Learn what is acceptable and necessary, and always do it with a light touchrather than sounding prim. If you can’t get the tone right in an e-mail, pickup the phone. Other career limiting actions are typically about the way you manage yourline manager. Don’t always double-check every detail to be 100 per centfire-proof. Go to your manager with solutions rather than problems. And make sure you avoid doing things that really irritate your boss. Perhapsthey have a clean desk policy, while you believe that a tidy desk is a sign ofa sick mind. Avoiding career limiting actions is ultimately all about learning how yourorganisation reads you and your contribution – and beginning to manage thatperception. John Lees is a career coach and is also the author of the publicationsJob interviews: top answers to tough questions, How to get a Job You’ll loveand How to get the Perfect Promotion Comments are closed. Career limiting actions (CLAs) – and how to avoid themOn 13 Apr 2004 in Personnel Today Previous Article Next Article Related posts:No related photos.
The TurkStream gas pipeline is made up of two strings of 930km-long offshore pipelines, which transport up to 31.5 billion cubic meters of gas annually from Russian gas reserves Opening ceremony of the TurkStream gas pipeline. (Credit: RIA Novosti/Gazprom) Russia and Turkey have officially launched the TurkStream gas pipeline, a two-string export natural gas pipeline laid between the two countries through the Black Sea.The opening ceremony of the pipeline project was attended by Russian President Vladimir Putin, Turkish President Recep Tayyip Erdogan, and other dignitaries.The export gas pipeline project, which has been developed by Gazprom and Botaş Petroleum Pipeline, connects the gas transmission systems of Russia and Turkey.TurkStream gas pipeline detailsThe pipeline project is made up of two strings of 930km-long pipelines. Each of the strings is capable of transporting up to 15.75 billion cubic meters of gas annually from Russian gas reserves.TurkStream’s first string will transport gas to Turkey, while the second string will deliver the Russian gas to southern and southeastern Europe via Turkish territory.According to Gazprom, the pipelaying of the TurkStream gas pipeline took 15 months and was wrapped up in November 2018 using the Pioneering Spirit vessel owned by Allseas Group. The company’s subsidiary South Stream Transport was responsible for constructing the offshore portion of the gas pipeline project.Construction of the receiving terminal near the Turkish town of Kiyikoy was wrapped up in late 2019.At the Kiyikoy receiving terminal, one of the two underground onshore pipelines of the pipeline project connects to the Turkish gas network at Luleburgaz. The other onshore pipeline ends at the Turkish-European border.The starting point for sending gas into the TurkStream gas pipeline is the Russkaya compressor station built near the Russian town Anapa, which is located on the northern coast of the Black Sea.The 224MW Russkaya compressor station, which is part of Russia’s Unified Gas Supply System, maintains the pressure needed for transmitting gas along the two strings of TurkStream until it reaches the Kiyikoy receiving terminal.The TurkStream gas pipeline is the third pipeline that supplies gas from Russia to Turkey with the other two being the Blue Stream and Trans-Balkan gas pipelines.Gazprom management committee chairman Alexey Miller said: “The launch of TurkStream is a history-making event. Firstly, taking into account exports via Blue Stream, we have paved the way for direct transit-free supplies to fully meet Turkey’s needs for Gazprom’s gas. Secondly, Europe now has a new and reliable route to receive Russian pipeline gas.”