continue reading » 10SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr In many parts of the country, summer is fading away as fall comes in with the promise of cooler temperatures and school is in full swing. For businesses, fall is a time to take stock, look forward and think about the remainder of the year and “the year of the dog”—2018. For credit unions, this means budget allocation—the assignment of funding to each expenditure line.Budgeting is a necessary evil and can sometimes become rather mundane. That is not to say no thought is put into budgeting but rather, nobody seems to break out the chips and salsa for budget meetings. It’s just not that kind of party; it’s work.But, done right, budgeting is worth it.Budgets that promote positive growth are those that are allocated with purpose. These are budgets that build a foundation, allowing you to build something great, like the Empire State Building, rather than a traveling circus show.